✨ Want to check your Yoco Fees? Log in to the Yoco App (mobile or web), select your business name to open the Business settings page, and go to the Fees tile.
What is the Accelerate Plan?
The Accelerate Plan is a subscription-based plan that offers quicker access to your money, lower transaction fees, and smart tools that help you stay in control of your business.
For just R499 (incl. VAT) per month, you can enjoy:
Transaction fees starting at 1.95% (ex. VAT) for in-person payments.
Fast payout – next-day payout by 8:00 am.
Connectivity for all your Yoco devices.
Xero integration (excludes Xero subscription fee).
Sage, Quickbooks, and Bookem integrations (coming soon).
Early access to new features.
✨ Click here to find out more about the benefits of Yoco Fast Payout.
Who can upgrade to the Accelerate Plan?
The Accelerate Plan is available to all Yoco merchants on the Original, Starter and Core Plans. Please keep an eye on your inbox for an email from Yoco with an offer to upgrade.
✨ Get your first month FREE! Upgrade to the Accelerate Plan today and pay zero subscription fee for your first month.
Not sure which Yoco Plan you're on? Here's how you can find out.
How to upgrade to the Accelerate Plan
If you’re on the Original, Starter, or Core Plan, you’ve received an offer to upgrade, and you’re keen to make the change and enjoy all that the Accelerate Plan has to offer, here’s what you need to do next.
1. Log in to the Yoco App (mobile or web).
2. In the Hub tab, select the Learn more link in the black Accelerate Plan banner.
💡 Good to know: You can also access the Accelerate Plan banner by selecting your business name in the top right corner of your screen (mobile app) or from the menu on the left of your screen (web app). When your Business settings page opens, select the Plans tile/widget.
3. Explore the many benefits and cost-saving features of the Accelerate Plan, then click the Learn more button to continue.
4. On the Yoco Plan details screen, click the Upgrade to Accelerate button if you would like to upgrade to the Accelerate Plan.
5. Check your start date, transaction fees, and monthly total, then select the Confirm plan button to confirm your upgrade to the Accelerate Plan.
6. Select the Explore Accelerate button to return to the Yoco Plan details screen.
Accelerate Plan fees
Accelerate Plan fees include transaction fees (see the table below) and a monthly subscription fee.
Transaction fees
Transaction fees are applied as a percentage of each transaction you process with Yoco and are worked out based on your transaction volumes. In line with industry standards, transaction fees are referred to excluding VAT.
In-person: Local debit and credit card transactions | 1.95% |
In-person: International card transactions | 2.6% |
In-person: AMEX card transactions | 3.0% |
Online: Local debit and credit card transactions | 2.55% |
Online: International and AMEX card transactions | 3.1% |
Online: Yoco EFT | 2.0% |
💵 Keen to compare Accelerate Plan fees with your current Yoco Plan fees? Click here for more.
✨ Is your business making over R200 000 per month in sales? Start a conversation with our Support Team via our in-app chat to find out more about our Pro Plan custom fee structure.
VAT on transaction fees
We are required by law to charge 15% VAT on all transaction fees. For example, if you make a sale for R100 with a transaction fee of 1.95% (ex. VAT):
Yoco fees (1.95% ex. VAT) = R1.95
VAT (15%) = 0.29
Total fee (incl. VAT) = R2.24
Payout total = R97.76
If you’re registered for VAT, you can claim this back from SARS.
✨ Have you added your VAT number to your Yoco profile? This is critical to ensuring that the invoices and receipts you send to your customers, and the Yoco tax invoices we send you are correct. Quick, add your VAT number to your profile here!
Subscription fee
You’ll be charged a monthly subscription fee of R499 (incl. VAT) on the Accelerate Plan.
Subscription fee payment
Your subscription fee is deducted from your first payout in the month following your first month’s free subscription. So if, for example, you upgraded in September, your first monthly subscription fee will be deducted from your first payout in October (the subscription fee is paid in advance, not arrears).
✨ Once you’ve paid your subscription fee(s) and your balance exceeds the minimum payout amount of R50, you’ll receive your first payout for the month.
🗣️ Accelerate Plan FAQs
I want to upgrade to the Accelerate Plan, but the banner in the Yoco App has disappeared. What should I do? The black Accelerate Plan banner will automatically disappear from the Yoco App (mobile or web) once you’ve seen it or clicked on it. To view it again, you’ll need to log out of the Yoco App, and then log back in again.
Do I still get a full month’s subscription free if I sign up mid-month? Absolutely! If you sign up on 15 August 2025, for example, you will only start paying your monthly subscription fee from 15 September 2025.
Can I change back to the Core Plan after I’ve upgraded to the Accelerate Plan? Yes, if you decide that the Core Plan is a better fit for your business, you’re welcome to change back to it any time. To change Plans, please contact a member of the Yoco Support team via our in-app chat.
How do Accelerate Plan fees compare to ORIGINAL Plan fees?
* In line with industry standards, transaction fees are referred to excluding VAT.
How do Accelerate Plan fees compare to STARTER Plan fees?
* In line with industry standards, transaction fees are referred to excluding VAT.
** Merchants who signed up and started transacting with Yoco before midnight on Thursday, 10 July remain on our previous pricing structure, which can be viewed in the Yoco App (mobile or web).
How do Accelerate Plan fees compare to CORE Plan fees?
* In line with industry standards, transaction fees are referred to excluding VAT.
** Merchants who signed up and started transacting with Yoco before midnight on Thursday, 10 July remain on our previous pricing structure, which can be viewed in the Yoco App (mobile or web).