The Pro Plan (previously the Accelerate Plan) is our most powerful plan for established businesses running at scale. Built for high-volume, multi-location operations and busy service teams, the Pro Plan gives you everything you need to manage complexity with confidence – for just R499 per month and at Yoco’s lowest transaction rates.
✨ Get your first month FREE! Upgrade to the Pro Plan today and pay zero subscription fee for your first month.
What's included?
Cashflow → | Fees starting from 1.95% for local in-person card payments | FREE Standard Weekly and Fast Payout. | Yoco Savings to help grow your money for your next business milestone |
Software → | Industry-specific POS tools built around the way you work | Tap to Pay on iPhone for payments right on your iPhone | Standard reporting and product catalogue in one simple system |
| Modifiers and Smart receipts for smoother service | Yoco Loyalty Programme (Coming soon) | Branded receipts (Coming soon) |
| Multi-location tools for tracking sales and stock | Time-saving table management and tableside ordering (Coming soon) | Prep stations for more complex operations |
Digital toolkit → | One platform for all your integration needs with Yoco Connect and Developer Hub | Specialised POS integrations → Bookem, Salonbridge, Loyverse, TallOrder, Lightspeed Retail, Lightspeed Restaurant, and SallyPOS (coming soon) | Easy-to-use stub accounting integration and advanced accounting tools → Xero, Quickbooks, Sage |
Support → | Priority Support (skip the queue) whenever you need it. |
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✨ Please note: To make sure that we can prioritise your support queries on WhatsApp, calls and email, please use the mobile number/email address linked to your Yoco profile.
💡 Good to know:
The Pro Plan is compatible with the full Yoco POS product suite.
There are no setup or connectivity fees on any of the Yoco Plans, and the Yoco POS App is free to use across all three plans.
You can switch your plan up or down any time you like in the Yoco App (mobile or web) and access your new plan immediately. Click here to find out how to switch.
✨ Not sure which Yoco Plan you're on?
Go to your Business settings by tapping on your business name or logo.
The name of your current plan will be visible on the Plans tile/widget just below just below your logo and business name.
Note: For a detailed list of the fees for your Yoco Plan, tap or click on the Plans tile/widget.
Pro Plan fees
Transaction fees
Transaction fees are applied as a percentage of each transaction you process with Yoco and are based on your transaction volumes:
R0–R50,000
Over R50,000
| R0–R50,000 | Over R50,000 |
In-person |
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Local debit card | 1.95% | 1.20% |
Local credit card | 2.15% | 2.15% |
International cards | 3.05% | 2.60% |
AMEX | 3.25% | 2.85% |
Online |
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Local debit card | 2.55% | 2.55% |
Local credit card | 2.55% | 2.55% |
International cards | 3.10% | 3.10% |
AMEX | 3.10% | 3.10% |
* In line with industry standards, all transaction fees exclude VAT.
** To qualify for the lower rate, your turnover must average over R50,000 per month for a consecutive 3-month period.
✨ Please note: Online payments typically have slightly higher transaction fees than card machine payments. The good news is that your online and in-person sales work together to help you qualify for lower rates.
💸 Is your business transacting over R200,000 per month? Chat to Yoco Support about our custom rates (available on all three Yoco Plans). Start a conversation via our in-app chat.
VAT on transaction fees
We're required by law to charge 15% VAT on all transaction fees. For example, if you make a sale for R100 with a transaction fee of 1.95% (ex. VAT):
Yoco fee (1.95% ex. VAT) = R1,95
VAT on fee (15%) = R0,29
Total fee (incl. VAT) = R2,24
Payout total = R100 – R2,24 = R97,76
If you’re registered for VAT, you can claim it back from SARS.
✨ Have you added your VAT number to your Yoco profile? This is critical to ensuring that the invoices and receipts you send to your customers, and the Yoco tax invoices we send you are correct. Quick, add your VAT number to your profile here!
Payout fees
Payout fees depend on the Yoco plan you’re on. Here are the payout fees included with the Plus Plan:
Standard Payout | Free |
Weekly Payout | Free |
Fast Payout | Free |
Instant Payout | 1.00% (Minimum charge of R10,00) |
💰 Find out more about our Standard, Weekly, Fast, and Instant Payout options.
💬 Pro Plan FAQs
Is the Pro Plan the same as the Accelerate Plan? Yes, the Accelerate Plan changed to the Pro Plan on 1 June 2026. The monthly subscription fee remains R499.
What’s included in the Pro Plan trial? The 30-day free trial gives you access to all the Pro Plan benefits so you can test whether it’s the right fit before you start paying the monthly subscription.
Who is the Pro Plan for? The Pro Plan is for established, higher-complexity businesses that need more operational control and efficiency. These include businesses that:
Run multi-location operations (e.g., multi-store retail or salon groups)
Run busy service environments often with a separate kitchen
Need advanced accounting integrations (Xero, QuickBooks, Sage) to avoid manual reconciliation
Value dedicated priority support and “no downtime” support coverage
Is there a setup fee or connectivity fee on the Pro Plan? No, there's no setup or connectivity fee for any of the Yoco Plans.
Do I still get a full month’s subscription free if I sign up mid-month? Yes, if you sign up for the Pro Plan on 15 July 2026, for example, your first 30 days will be free. On the day the trial period ends, you'll be billed for the remaining days in that calendar month. After that, you'll be billed monthly at the start of each month.
Do I need to apply for the lower transaction fees once I reach R50,000 in sales per month? No, your transaction fees automatically decrease once your monthly sales go over R50 000 for three consecutive months.
How does the Pro Plan differ from the Plus Plan? The Pro Plan includes everything in the Plus Plan, as well as these key upgrades:
Full accounting integrations (Xero, QuickBooks, Sage)
Table management + Tableside ordering
Prep stations
Free Fast Payouts
Lowest Yoco transaction rates
Can I use the Pro Plan across multiple locations? Yes, the Pro Plan supports multi-location merchants – you can add as many locations as you need to your Yoco profile free of charge until 31 June 2026. From 1 July 2026, the first location will remain free, and any additional locations will be charged per location. This change applies to all Pro Plan merchants, including those who sign up before 1 July 2026.
My business processes R200,000 per month. Do I qualify for custom pricing on the Pro Plan? Yes, you can qualify for custom rates on the Pro Plan as long as your total sales (across all your stores) exceed R200,000 for at least three consecutive months.
What's the difference between Standard Support and Priority Support? Standard Support gives you access to Yoco’s support channels during standard operating hours, as well as 24/7 AI-enabled support. Priority Support lets you skip the queue for faster response times, so urgent issues are handled faster and your business experiences less downtime.
Need more help?
Start a conversation with a Yoco Support consultant via our in-app chat.