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All about Yoco Plans and Fees

Find out everything you need to know about our pricing structures and our transaction and payout fees.

Updated this week

With Yoco, there are no lock-in contracts, rentals, or hidden fees – you only pay when you use our services. All fees exclude VAT, unless otherwise stated.

Yoco Plans

We offer a number of transparent pricing structures, which we call the Yoco Plans.

1. Original Plan

If you signed up with Yoco before 20 November 2023, you’re on the Original Plan – unless you're on a custom rate, in which case you’ll be on our Pro Plan.

✨ Find out more about our Original Plan.

2. Starter Plan

You’re on the Starter Plan if you signed up with Yoco under the Yoco Go Starter promotion, or you signed up without buying a card machine (online payments only), or you signed up with Yoco and took over ownership of a Yoco Go card machine.

💡 Good to know: If at any point you purchase a Yoco Khumo, Khumo Print or Neo Touch, you will automatically move from the Starter Plan to the Core Plan.

✨ Find out more about our Starter Plan.

3. Core Plan

You’re on the Core Plan if you signed up with Yoco on or after 20 November 2023, and you bought or took over ownership of one of the following card machines when you signed up:

  • Yoco Khumo

  • Yoco Khumo Print

  • Yoco Neo Touch

  • Yoco Counter

✨ Find out more about our Core Plan.

4. Pro Plan

If your business transacts more than R200 000 per month for three months in a row, you qualify for custom rates on our Pro Plan. This plan also includes 7-day-a-week support and a dedicated account manager.

✨ Find out more about our Pro Plan.

If you qualify for our Pro Plan custom fee structure, start a conversation with us via our in-app chat to find out more about your new, lower rate.


Yoco fees

You’ll notice two types of fees on your monthly invoice – transaction fees and payout fees. We charge these to cover the bank fees we pay on your behalf every time there’s a transaction on your account.

✨ Your monthly transaction and payout fees are reflected on your Yoco Invoice. Click here to take a look.

Transaction fees

Transaction fees are calculated as a percentage of each transaction and are charged every time you accept a payment online or with your Yoco card machine.

For example, if your transaction rate is 2.95% excl. VAT (3.39% incl. VAT) and a customer pays R100 on your card machine, a transaction fee of R3,39 (incl. VAT) is automatically deducted and R96.61 is paid into your bank account.

💡 Good to know: By law, we are required to charge 15% VAT on our transaction fees. In line with industry standards, your transaction rates are referred to excluding VAT. If you’re registered for VAT, you can claim this back from SARS.

Payout fees

We charge a R2.50 (incl. VAT) payout fee per day that you transact. The payout fee only applies to the Yoco Starter Plan and is deducted from your daily transactions before the balance is paid into your Yoco account.

✨ Want to check your Yoco Fees? Log in to the Yoco App, select your business name to open the Business Settings page, and go to the Fees tile.
Or click here.

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