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How to Sign Up with Yoco (Online Only)

Signing up with Yoco is quick, whether you’re a one-person business or a growing team – it can take as little as five minutes. If you’re looking to accept payments through your website, share payment links, or send invoices to customers, here’s what to expect before you get started.

  1. Sign up with Yoco: Submit key information like your name, email address, mobile number, trading address.

  2. Complete your Yoco profile: Verify a few more details about you and your business in the Yoco App (mobile or web). If your business is structured in a particular way, you may need to submit additional documents too. Once that’s done, we can start paying you out.


Where can you sign up with Yoco?


  • Via the Yoco App

    Download the free Yoco App (mobile or web) to sign up and complete your profile in one place. You’ll also use the app to run and manage your business. Select the relevant icon or text link below to install the Yoco App on your device.

❗Important: To create a Yoco profile, you must be the sole owner of the business, or a director, partner, member or trustee of the business. Find out more here.

Signing up with Yoco


There’s a once-off, non-refundable R199 signup fee for merchants who are not using a Yoco card machine to take payments. This covers the review and verification every new Yoco account goes through before it can take payments. Once you’re verified, you’ll have access to all of Yoco’s online products (Payment Gateway, Payment Links, and Invoices) with no card machine required.

  1. Go to yoco.com.

  2. Select Get started in the top right corner of the page.
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  3. A pop-up will appear asking what you’d like to do. Select Help me choose to find the best Yoco setup for your business.
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  4. Select Online for how your business sells.
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  5. Choose how you want to get paid online by selecting the options that apply:
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    💡 Good to know: All online payment tools are free and ou can select more than one option.

  6. Based on your answers, Yoco will recommend the products best suited to your business.

  7. Select Sign up now in the bottom right corner to create your account.
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  8. Enter your first name, last name, mobile number, and email address.

  9. Create a Password (minimum 8 characters).

  10. Tick all three checkboxes to confirm that:
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    • Your business is not on Yoco’s list of prohibited businesses

    • You understand that the R199 signup fee is non-refundable – including if you fail our compliance checks and we’re unable to activate your profile – and that paying the fee does not guarantee approval (Yoco will verify your business after payment).
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      ❗ Important: Before you pay the fee, check that your business is not on Yoco’s list of prohibited businesses.

  11. Select Next to continue.
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  12. Enter your Business trading name – this is the name your customers know you by, and it will appear on your Yoco receipts.

  13. Select your Industry from the dropdown menu.

  14. Select Next to continue.
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  15. Enter your business trading address.
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    💡 Good to know: Your business trading address is the physical address where your business operates and provides its products or services – it can be a commercial premises or your home address if you run your business from home. We won’t ask you for proof of address.
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  16. Select Next to continue.
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  17. Review your order summary – you’ll see a once-off, non-refundable signup fee of R199.

  18. Select Accept to proceed to payment.
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  19. Choose your preferred payment method: Apple Pay, Google Pay, or Card (Visa, Mastercard, or Amex), then follow the prompts to complete your payment.

  20. Once payment is processed, you’ll complete a series of verification checks to activate your Yoco profile. Find out what’s involved here.
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Need more help?

Start a conversation with a Yoco Support consultant via our in-app chat.

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