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Yoco Fast Payout

Find out everything you need to know about Fast Payout from Yoco – how it works and how it differs from Standard Payout and Instant Payout.

Updated this week

What is Fast Payout?

Fast Payout is a quicker way to access your Yoco earnings.

  • Get paid out by 8:00am the next day.

  • Available seven days a week, including Sundays and public holidays.

💡 Good to know: In very rare cases, your Fast Payout request may be unsuccessful. If this happens, a follow-up request will be sent, so you still get paid on the same day.

💸 Fast Payout is only available if your Yoco balance is at least R10.00. If you don't meet this requirement, your payout will carry over until your balance increases.


Who qualifies for Fast Payout?

Fast Payout is available to Yoco customers on the Pro, Accelerate, Core and Starter Plans. Pricing depends on your plan.

Fast Payout Fee

Pro Plan

Free

Accelerate Plan

Free

Core Plan

0.75% (ex. VAT) of payout (minimum R7.50 ex VAT)

Starter Plan

0.75% (ex VAT) of payout (minimum R7.50 ex VAT)

✨ Not sure which Yoco Plan you're on? Click here to find out how you can check in the Yoco App (mobile or web).


How to upgrade to Fast Payout

You'll get a notification in the Yoco App (mobile or web) when you're eligible to upgrade to Fast Payout.

  1. Open the Yoco App.

  2. Go to the Money tab.

  3. Select the Payouts tile/widget.

  4. If you're eligible to upgrade, select the Upgrade to Fast Payout link and follow the prompts.


How to switch back to Standard Payout

If you've upgraded to Fast Payout and you'd like to switch back to Standard Payout, here's how:

  1. Open the Yoco App (mobile or web).

  2. Go to the Money tab.

  3. Select the Payouts tile/widget.

  4. Select Manage your payout.

  5. Choose Standard Payout.

Note: You must be using version 10.20 and above of the Yoco App.


Fast Payout vs Instant Payout

While Fast Payout and Instant Payout both give you quicker access to the money you earn, there are some important differences.

Fast Payout

Instant Payout

Payout type

Scheduled payout.

On-demand payout.

Payout made

By 8:00am the next day.

Within minutes.

Payout available

Seven days a week, including weekend and public holidays.

Seven days a week, including weekend and public holidays, but not between 5:00am and 7:00am each day.

Available to

Yoco merchants on Starter, Core, Accelerate, and Pro Plans.

All Yoco merchants.

Cost

Free for merchants on Pro Plan and Accelerate Plan.

0.75% (ex VAT) of payout (minimum R7.50 ex VAT) charged for merchants on Starter and Core Plan.

Minimum flat rate of R15.00 (ex VAT) charged for an Instant Payout of R1 500 or less.

Fee of 1% (ex. VAT) of the requested amount charged for an Instant Payout between R1 500 and R10,000.

Need instant access to the money you’ve earned? Find out more about Instant Payout.

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