With Yoco, the more you transact, the less you pay. And if your business transacts more than R200 000 for three months in a row (track your monthly sales quickly and easily in the Yoco App), you qualify for our special custom fees structure.

💡 Good to know: If your business has multiple stores, each with its own Yoco profile, we’re happy to assess your fee structure based on the combined total turnover – as long as the profiles have the same CIPC number or owner (ID number). If you’re planning to open a new store with a new Yoco profile, let us know and we’ll put it on the same group rate as your existing Yoco profiles.

Our custom fees are based on a sliding scale that is calculated according to your monthly turnover. In line with industry standards, your transaction fees are referred to excluding VAT of 15%.

You can work out your transaction fees by looking at your monthly Yoco tax invoice and doing the following calculation: (the fee/transaction amount) / 1.15 x 100

Once your turnover has reached R200 000 for three months in a row, start a conversation with us us via our in-app chat to find out about our custom fee structure.

We are required by law to charge 15% VAT on all transaction fees. For example, if you make a sale for R100 with a transaction fee of 2.7% (ex. VAT):

Yoco fees (2.7% excl. VAT) = R2.70

SARS VAT (0.4%) = R0.40

Total fee (3.1% incl. VAT) = R3.10

Payout total = R96.90

If you’re registered for VAT, you can claim this back from SARS.

We typically reassess your custom fee structure every 12 months. If there are special circumstances, however, you are welcome to start a conversation with us via our in-app chat to discuss your rates with us.