The Yoco and stub integration automatically syncs your Yoco sales and financial data into stub, so you can spend less time on admin and more time running your business. Instead of exporting spreadsheets, matching payouts manually, or tracking fees line by line, your information syncs automatically between Yoco and stub.
With the integration, you can:
Bring your sales, expenses, and other income together in one place.
Automatically sync your Yoco sales, payouts, fees, refunds, tips, and Yoco Capital repayments into stub.
Automatically reconcile your Yoco payouts with your bank deposits.
Categorise transactions correctly for accurate bookkeeping and reporting.
Generate reports like profit and loss, cash flow, and VAT reports.
Keep your records organised and tax-ready throughout the year.
Reduce manual admin and bookkeeping mistakes.
Gain a clearer view of your business performance.
Here’s what syncs between Yoco and stub, and how it’s categorised in stub:
Transaction type | Description | Categorised in stub as |
Sales | All income generated through Yoco | Sales |
Payouts | The amount paid into your bank account from Yoco | Sales payout (not recorded as income or expense) |
Refunds | Money refunded to customers | Refunds |
Tips | Tips collected through Yoco | Staff tips (liability) or Tips and Donations (income), depending on your setup preferences |
Yoco Capital | Capital advances and repayments | Loan |
Fees | Yoco transaction and processing fees | Merchant fees |
Connect Yoco to stub
Log in to stub and go to your dashboard.
Select Apps in the left-hand menu.
Select the Yoco App.
Select the Connect button – you'll be redirected to a secure Yoco login flow.
Choose your sync date, add location data, and decide how you want to manage tips in your books.
Once you’ve approved the connection, your Yoco account is linked to stub.
Click the Sync data button and your Yoco transactions will start flowing into stub.
💡 Good to know: Once Yoco and stub are connected, your Yoco data will continue syncing into stub automatically.
✨ You can trigger a sync anytime from income, expenses, sales, or apps. Wherever you are in stub, simply select Yoco → Sync data.
Book a guided setup session
You can also book a free setup session with stub’s entrepreneur accountant team, where you can:
Connect your Yoco and stub accounts.
Set up your accounting foundations with an expert.
Import historical data into stub.
Ask questions about managing your business finances.
Book your free session here.
💬 Yoco & stub FAQs
How often does the data sync? The sync frequency depends on how regularly you use stub. You can also manually trigger a sync anytime by going to Income/Expenses/Sales or Apps → Yoco → Sync data.
Does the integration sync historical data? Yes, when you first connect your accounts, you can choose the date you’d like to import historical data from.
Will my bank deposits match my Yoco sales exactly? No, your Yoco payout amount is the net amount paid into your bank account after fees, refunds, and Yoco Capital repayments have been deducted. stub breaks down each component separately so your records reconcile correctly.
Are Yoco transactions categorised automatically? Yes, stub automatically categorises Yoco fees and related transactions to help keep your records accurate from day one.
How are Yoco Capital repayments handled? If you have an active Yoco Capital advance, repayments are synced into stub and tracked against your loan records.
How do refunds work? Refunds sync into stub as negative income entries so your reports reflect your actual revenue.
Is the connection secure? Yes, the integration uses secure OAuth authentication technology. stub never stores or has access to your Yoco password.
Does the integration cost extra? Yes. stub charges a separate monthly subscription fee of R189 per month. This is billed directly by stub and is separate from your Yoco Plan fee.
My transactions aren’t showing up. What should I do?
Please check that:
Your Yoco account is connected correctly in stub.
You’ve selected Sync data.
Your Yoco account is active and in good standing.
If you still need help, please contact stub support.
Can I disconnect my Yoco account?
Yes, you can disconnect your account at any time by going to Apps → Yoco → Disconnect. Disconnecting your account stops future syncs, but your historical data will remain in stub.